Clinicare Life Insurance

This company, part of Azure GMF, has been operating in the UK since 1991.

It has about 70,000 customers and is now one of the most successful and respected brands of medical insurance cover.

Mostly available through brokers, its product range includes; Dental as well as Group and Individual Medical insurance.

Clinicare Product Portfolio

Clinicare Carte Blanche - Private medical insurance, this provides a full refund for all eligible inpatient treatment. It also offers GP consultation, optical, routine dental treatment and private maternity and delivery.

Clinicare Classic - Private Medical Insurance with additional benefits from initial specialist outpatient consultants and treatment, though to specialist inpatient care along with generous cash benefits for those made compulsory redundant. Benefits also include home nursing and NHS and maternity cash payments.

Clinicare Club - Designed to help reduce the cost of subscriptions. By restricting cover for certain outpatient treatments and cover for outpatient treatments, up to a maximum of £500 per annum. An additional £1,000 is available when the outpatient treatment is related to an inpatient stay.